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If you’ve Googled “Mortgage Broker job description,” you’ve probably seen the same thing over and over again—dry bullet points, vague responsibilities, and templated text that could apply to almost any role. The problem? Those kinds of job descriptions don’t actually help you hire a great mortgage broker. They attract generic applicants, bore the good ones, and fail to communicate what makes your opportunity worth considering.
But here’s the truth: top candidates aren’t excited by a checklist. They want to know what they’re really signing up for—what your company does, who they’ll be working with, and why the role matters. If your job description doesn’t tell that story, the best talent will simply scroll past you and apply somewhere else.
That’s why we’re not just giving you another cookie-cutter template. Instead, we’ll walk you through how to write a compelling mortgage broker job post that actually attracts high-quality candidates. And if you haven’t already, we recommend reading our full guide on how to write a job post that attracts top talent , Link https://workscreen.io/how-to-write-a-job-post/ , where we break down why most posts fail and how you can make yours stand out.
Don’t let bad hires slow you down. WorkScreen helps you find the right people—fast, easy, and stress-free.
What a Mortgage Broker Actually Does - Their Roles
A mortgage broker is the bridge between homebuyers and lenders. Instead of working for a single bank, they work on behalf of clients to find the best loan products across multiple lenders. Their role is part financial advisor, part negotiator, and part guide—helping clients navigate what’s often the most important financial decision of their lives.
At a practical level, mortgage brokers:
- Assess a client’s financial situation and goals
- Compare loan options across different banks and lenders
- Negotiate rates and terms on the client’s behalf
- Manage the paperwork and ensure compliance
- Support clients through the approval and closing process
But beyond the tasks, here’s the bigger picture: a great mortgage broker doesn’t just process loans—they build trust. They translate confusing financial jargon into plain language, advocate for their clients, and make the path to homeownership less stressful.
That’s why when you’re writing a mortgage broker job description, you’re not just hiring a “middleman.” You’re hiring someone who will represent your brand, earn clients’ confidence, and directly impact your company’s reputation.
Two Great Mortgage Broker Job Description Templates
✅ Option 1: Job Description For Experienced Mortgage Broker
📌 Job Title: Senior Mortgage Broker – Help Homebuyers Win Better Rates (New York, NY)
💼 Type: Full-Time | Hybrid
💲 Salary: $65,000–$90,000 base + commission (OTE $120,000–$150,000)
🎥 A quick word from our hiring manager
(Insert Loom/YouTube link: a 60–90s intro on team culture, expectations, and success path)
About Summit Lending Group
Summit Lending Group (NMLS #XXXXXX) is an independent brokerage headquartered in Midtown Manhattan. Since 2008, we’ve helped thousands of buyers—from first-timers to seasoned investors—secure smart mortgages through our network of regional and national lenders. Our model is simple: honest advice, transparent fees, and relentless advocacy for our clients. We’re expanding our broker team to meet growing demand and deepen our footprint across NY/NJ/CT.
What You’ll Be Doing
- Advise clients on loan options aligned to their goals and credit profile
- Compare products across multiple lenders to secure competitive rates/terms
- Structure files, pre-qualify, and shepherd applications to clear-to-close
- Negotiate with underwriters/loan officers to resolve conditions quickly
- Maintain rigorous compliance and documentation standards
What We’re Looking For
- 3+ years as a mortgage broker or loan officer with a strong close rate
- Active license and clean regulatory standing
- Mastery of mortgage products (Conventional, FHA/VA, Jumbo, Non-QM)
- Exceptional communication, negotiation, and relationship skills
Perks & Benefits
- Competitive base + uncapped commission
- Health, dental, and vision coverage
- 401(k) with company match
- 15 PTO days + paid holidays
- Licensing & CE reimbursement
- Modern tech stack (CRM, LOS, pricing engine) + dedicated processor support
- Hybrid flexibility (Manhattan office + WFH days)
Why This Role Is a Great Fit
- Ownership & autonomy: run your book with real support behind you
- Warm lead flow: inbound from agent partners and past-client referrals
- Faster files: in-house processing so you stay client-facing
- Clear path to leadership: mentor juniors, lead a pod, or grow a niche
Our Hiring Process
We review every application and respond within two weeks. Shortlisted candidates complete a skills evaluation via WorkScreen.io, followed by two interviews (team + leadership).
How to Apply
Apply via WorkScreen: insert link here
(We use skills-based evaluation so your expertise—not just your resume—stands out.)
✅ Option 2: Job Description For Entry-Level / Willing-to-Train Mortgage Broker
📌 Job Title: Junior Mortgage Broker – Training & License Provided (Chicago, IL)
💼 Type: Full-Time | In-Person
💲 Salary: $45,000–$55,000 base + commission
🎥 Meet your future manager
(Insert Loom/YouTube link: overview of training roadmap, mentorship, and day-one expectations)
About Horizon Home Loans
Horizon Home Loans is a community-focused brokerage serving Chicagoland since 2012. We specialize in guiding first-time buyers and everyday families through Conventional, FHA, and VA loans with clarity and care. Our philosophy: teach clients, simplify choices, and celebrate the keys-at-closing moment. We’re hiring a motivated junior broker to learn the craft, earn a license, and grow into a trusted advisor.
What You’ll Be Doing
- Learn the mortgage process end-to-end with senior-broker mentorship
- Collect docs, prepare applications, and track conditions to CTC
- Assist clients with pre-quals and explain next steps in plain English
- Shadow lender negotiations and rate/term comparisons
- Study for and obtain your broker license (we’ll support you)
What We’re Looking For
- Excellent people skills and clear communication
- Organized, coachable, and hungry to learn
- Interest in finance/real estate or strong customer-service background
- High school diploma required; AA/BA a plus
Perks & Benefits
- Salary + commission with transparent ramp
- Health, dental, and vision insurance
- Paid licensing, exam fees, and continuing education
- Mentorship program + structured 90-day training plan
- Monthly transit stipend + on-site lunch & learns
- PTO + paid holidays
Why This Role Is a Great Fit
- Career springboard: get licensed, trained, and producing in months
- Hands-on coaching: daily guidance from senior brokers
- Meaningful work: help families cross the finish line to homeownership
- Clear growth: graduate to Associate Broker → Broker → Senior Broker
Our Hiring Process
We respond to all applicants within 1–2 weeks. You’ll complete a short WorkScreen.io potential assessment, then meet the hiring manager and a senior broker.
How to Apply
Apply via WorkScreen: insert link here
(We evaluate potential and communication—not just past titles.)
Build a winning team—without the hiring headache. WorkScreen helps you hire fast, confidently, and without second-guessing.
Breakdown of Why These Mortgage Broker Job Posts Work
1. Clear, Specific Job Titles
Instead of “Mortgage Broker,” both examples spell out the role and context:
- “Senior Mortgage Broker – Help Homebuyers Win Better Rates”
- “Junior Mortgage Broker – Training & License Provided”
This immediately signals who the role is for and what’s unique about it. Vague titles blend into job boards; these stand out.
2. Warm, Human Introductions
Both job descriptions begin with a personal video message from the hiring manager. This simple element humanizes the process—candidates see faces, hear tone, and connect with your company on a deeper level. Most job posts skip this, so including it makes you instantly memorable.
3. Company Story With Context
The “About Us” sections don’t just say what the companies do—they tell a story:
- Summit Lending Group emphasizes legacy (15+ years), expertise, and regional presence.
- Horizon Home Loans highlights mission (serving families) and values (clarity, care, celebration).
This gives candidates something to buy into beyond just the paycheck.
4. Transparent Salary & Benefits
Both posts list salary ranges upfront and detail perks (insurance, PTO, licensing support, 401k, etc.). This builds trust and filters in serious applicants who know what they’re signing up for. Transparency is no longer optional—it’s a magnet for top talent.
5. Role Descriptions Show Impact, Not Just Tasks
The tasks aren’t framed as dry checklists. Instead, they connect duties to purpose:
- Senior broker: “Advise clients on loan options aligned to their goals.”
- Junior broker: “Help families cross the finish line to homeownership.”
This shows how each responsibility matters, which is far more motivating than “collect documents” or “process loans.”
6. Perks & Benefits vs. Why This Role Is a Great Fit
Instead of cramming everything under “Why work with us,” the posts separate tangible benefits from aspirational fit. This makes the content digestible:
- Perks & Benefits = concrete rewards.
- Why This Role Is a Great Fit = emotional pitch about growth, meaning, and career path.
7. Respectful, Transparent Hiring Process
Both job posts emphasize:
- Every application will be reviewed.
- Responses within 1–2 weeks.
- A fair evaluation using WorkScreen.io.
This signals respect and reduces “black hole” anxiety. Candidates feel valued before they even apply.
8. Human, Conversational Tone
There’s no corporate jargon like “synergize cross-functional solutions.” Instead, the tone is approachable:
- “Celebrate the keys-at-closing moment.”
- “Daily guidance from senior brokers.”
It reads like a conversation, not a contract. This tone attracts candidates who value culture and personality—exactly the kind of hires you want to keep long-term.
👉 This breakdown reinforces that great job posts are not about listing duties—they’re about connection, clarity, and culture.
Bad Mortgage Broker Job Description Example (And Why It Fails)
Job Title: Mortgage Broker
Company: Financial Solutions Inc.
Location: Dallas, TX
Type: Full-Time
Job Summary
Financial Solutions Inc. is seeking to hire a mortgage broker to handle client mortgage applications. The broker will be responsible for assisting clients in securing loans, preparing paperwork, and communicating with lenders.
Responsibilities
- Meet with clients to discuss mortgage options.
- Submit loan applications to lenders.
- Maintain client files and records.
- Ensure compliance with lending regulations.
Requirements
- Bachelor’s degree in finance, business, or related field.
- 2+ years of experience in mortgage or finance.
- Strong communication and organizational skills.
How to Apply
Send your CV and cover letter to careers@financialsolutions.com. Only shortlisted candidates will be contacted.
❌ Why This Job Post Fails
- Generic Job Title
Just “Mortgage Broker.” No mention of level, focus, or what makes the role special. It doesn’t grab attention on a job board. - Cold, Boring Introduction
The “Job Summary” is a lifeless one-liner with no mention of the company’s mission, clients, or culture. It feels like a placeholder, not an opportunity. - Zero Transparency on Pay & Benefits
No salary range, no perks, no career growth information. In today’s market, candidates expect clarity—hiding compensation makes you look outdated or untrustworthy. - Vague Responsibilities
“Submit loan applications” and “maintain client files” could apply to any entry-level admin job. There’s no sense of impact or purpose. - No Culture or Values
Nothing about the company’s personality, vision, or what it’s like to work there. It reads like any other job post, which means it fails to connect with candidates emotionally. - Dismissive Hiring Process
“Only shortlisted candidates will be contacted” comes off as cold and disrespectful. It implies applicants will be ignored unless chosen—exactly the kind of language that turns top talent away. - Zero Personality in the Call to Action
The “How to Apply” section is just an email address. There’s no motivation, no human touch, no encouragement to apply. It feels transactional, not relational.
👉 The takeaway: Bad job posts don’t repel people because they’re “wrong”—they repel because they’re forgettable. They don’t inspire, don’t differentiate, and don’t respect the applicant.
Bonus Tips to Make Your Mortgage Broker Job Post Stand Out
Most mortgage broker job descriptions stop at responsibilities and requirements. But if you want to attract top talent—the brokers who bring in repeat clients, close deals quickly, and build long-term trust—you need to go further. Here are a few advanced touches you can add:
1. Add a Security & Privacy Notice
Applicants worry about scams, especially in finance roles. Reassure them with a line like:
“We take your privacy seriously. We will never ask for payment, bank details, or personal financial information during any part of the hiring process.”
This small statement instantly builds credibility and trust.
2. Mention Leave, Flex Days, or PTO
Yes, brokers are often commission-driven, but time off matters. Include something like:
“Enjoy up to 20 days of PTO plus 5 flex days each year so you can recharge and return at your best.”
It shows candidates you value balance, not just output.
3. Highlight Training & Growth Opportunities
For both junior and senior roles, growth is attractive. Try wording like:
“We invest in your success—covering licensing fees, continuing education credits, and access to industry-leading training programs.”
This signals long-term commitment to their career, not just short-term performance.
4. Add a Loom or YouTube Video
A quick 60–90 second video from the hiring manager or CEO can transform your post. It shows personality, leadership style, and culture in a way text never can. Candidates get a sense of who they’ll work for, which builds confidence and connection.
Here is an example that we used in our master guide on how to write a great job post description , you can check it out here https://www.loom.com/share/ba401b65b7f943b68a91fc6b04a62ad4
5. Include Employee Testimonials
If possible, share quotes from your current brokers:
“At Summit Lending, I feel supported—not just pressured to close. The team actually helps me grow.” — Maria, Senior Broker
Social proof makes your workplace feel real and relatable.
👉 These bonus elements might seem small, but together they create a job post that feels credible, human, and worth applying to.
Should You Use AI to Write Job Descriptions?
Lately, it feels like every platform offers “one-click AI job descriptions.” Even some ATS tools pump out instant posts for roles like Mortgage Broker.
Sounds convenient, right? The problem is—those job descriptions are usually generic, bland, and ineffective.
❌ Why You Shouldn’t Rely on AI Alone
If you just type “Write me a mortgage broker job post” into ChatGPT or another tool, here’s what you’ll get:
- A lifeless list of duties that could apply to any company.
- No mention of your culture, mission, or why the role matters.
- Zero differentiation from the hundreds of posts already out there.
- A missed opportunity to build trust and attract top talent.
Remember: your job description is often the first impression a candidate has of your company. If it looks copy-pasted, you’ll only attract copy-paste applicants.
✅ The Smart Way to Use AI
AI can be a powerful tool—but only if you give it the right raw ingredients.
Instead of asking AI to “create a mortgage broker job post,” give it detailed context like this:
Prompt Example:
“Help me write a job post for [Company Name]. We’re hiring a [Job Title] to [Key Responsibilities]. Our culture is [Company Values]. We want to attract candidates who are [Traits]. We offer [Benefits + Salary Range]. Our hiring process is [Steps]. Here are some notes I’ve already written: [Paste your notes]. Please organize this into a warm, clear, and candidate-friendly job post.”
With this approach:
- You stay authentic (your culture and values are preserved).
- AI helps polish tone, tighten flow, and format for readability.
- The result is personalized, not generic.
👉 Bottom line: AI should refine your message, not replace it. Treat it like an editor, not a recruiter.
WorkScreen simplifies the hiring process, helping you quickly identify top talent while eliminating low-quality applications. By saving you countless hours and reducing the risk of bad hires, it empowers you to build a team that delivers results
Copy-Paste Job Description Templates for Quick Use
✅ Option 1: Conversational, Culture-First Style
Job Title: Mortgage Broker – Help Families Find the Right Loan at [Company Name]
💼 Location: Remote (HQ: [City, State])
🕒 Type: [Full-Time/Part-Time]
💰 Salary Range: [${X},000 – ${Y},000]/year
🎥 Meet your hiring manager
Insert a 60–90s Loom/YouTube link here that covers team culture, expectations, and how success is measured.
Who We Are
[Company Name] is a [independent/boutique/regional/national] mortgage brokerage serving [region/market] since [Year] (NMLS #[XXXXX]). We help [first-time buyers/move-up buyers/investors] compare options across multiple lenders so they get transparent terms, competitive rates, and a calm, guided path to closing.
What You’ll Do
- Advise clients on loan options aligned with their goals and credit profile
- Compare products across [#]+ lenders to secure competitive rates/terms
- Structure files, pre-qualify clients, and shepherd applications to clear-to-close
- Communicate proactively with clients, lenders, and partners
- Maintain meticulous compliance and documentation standards
Requirements
- [License type] in [State(s)] (or eligibility within [X] days)
- [X]+ years in mortgage/finance [or “no experience—training provided”]
- Strong client communication and relationship skills
- Comfortable with [your CRM/LOS/pricing engine] (or willing to learn)
Perks & Benefits
- Base salary + uncapped commission
- Health, dental, and vision insurance
- [X] days PTO + paid holidays
- Licensing & CE reimbursement
- 401(k) with [match %]
- Modern tech stack ([CRM/LOS/pricing engine names]) + processor support
- [Hybrid/remote] flexibility
Why This Role Is a Great Fit
- Ownership with support: run your book with real ops behind you
- Warm lead flow: [agent partners/past-client referrals/marketing]
- Faster files: [in-house processing/underwriting relationships]
- Clear growth: [Associate → Broker → Senior → Pod Lead]
Our Hiring Process
We review every application and respond within [X–Y] business days. Shortlisted candidates complete a brief skills evaluation via WorkScreen.io, followed by [1–2] interviews.
How to Apply
Apply via WorkScreen.io: [Insert your WorkScreen link]
(We evaluate skills and potential—not just resumes.)
✅ Option 2: Structured “Job Brief + Responsibilities + Requirements” Style
Job Title: Mortgage Broker at [Company Name]
💼 Location: Remote (HQ: [City, State])
🕒 Type: [Full-Time/Part-Time]
💰 Salary Range: [${X},000 – ${Y},000]/year
Job Brief
[Company Name] is hiring a [Mortgage Broker/Junior Mortgage Broker] to advise clients on loan options, compare rates across lenders, and guide applications from pre-qualification to closing. You’ll collaborate with [processors/underwriters/loan officers] to deliver a smooth, transparent experience.
Responsibilities
- Meet clients to assess financial situations and goals
- Research, compare, and recommend suitable loan products
- Negotiate terms with lenders and resolve conditions quickly
- Prepare, submit, and track complete loan applications
- Ensure compliance with [federal/state/investor] regulations
Requirements
- [License] in [State(s)] (or actively pursuing)
- [X]+ years in mortgage/finance [preferred/required]
- Excellent communication, organization, and follow-through
- Proficiency with [CRM/LOS/pricing engine] [preferred]
Perks & Benefits
- Base salary + commission
- Medical, dental, and vision insurance
- 401(k) with [match %]
- Paid licensing & continuing education
- [X] days PTO + [flex days/remote option]
Hiring Process
Apply via WorkScreen.io: [Insert your WorkScreen link]
We use a short, skills-based evaluation and ensure every applicant receives a response within [X–Y] business days.
Should You Use AI to Write Job Descriptions?
Writing a great mortgage broker job post is only the first half of the hiring journey. Once applications start rolling in, you’ll need to quickly figure out who’s serious, who’s qualified, and who’s just applying to everything. That’s where WorkScreen.io comes in.
With WorkScreen, you can:
- Spot top talent faster
WorkScreen automatically evaluates, scores, and ranks applicants on a performance-based leaderboard—making it easy to spot top talent, save time, and make smarter, data-driven hiring decisions.
- Run one-click skill tests
With WorkScreen, you can administer one-click skill tests to assess candidates based on real-world ability—not just credentials like résumés and past experience. This helps you hire more confidently and holistically.
- Eliminate low-effort applicants
WorkScreen automatically eliminates low-effort applicants who use AI Tools to apply, copy-paste answers, or rely on “one-click apply.” This way, you focus only on genuine, committed, and high-quality candidates—helping you avoid costly hiring mistakes.
- Save time and hire smarter
By automating the screening process, WorkScreen helps you cut through the noise and focus on people who can actually deliver results.
You’ve already learned how to attract the right applicants with a strong job description. Now, let WorkScreen help you evaluate, rank, and hire the best mortgage brokers with confidence.
FAQ
A lender is the financial institution that provides the actual loan—like a bank, credit union, or mortgage company. A mortgage broker, on the other hand, acts as an intermediary between the borrower and multiple lenders. The broker’s role is to shop around, compare rates and products, and help the borrower secure the most suitable loan. In short: lenders fund the loan, brokers find the loan.
The best mortgage brokers combine financial knowledge with people skills. Look for:
- Strong communication and the ability to explain complex terms simply
- Negotiation skills to secure favorable rates and terms
- Attention to detail to avoid compliance errors
- Relationship-building skills to earn client trust
- Problem-solving ability when challenges arise during underwriting or approval
Mortgage broker earnings vary widely depending on location, experience, and commission structure. On average in the U.S., brokers typically earn $60,000–$90,000 annually, though top performers can make $120,000+ with commissions. Entry-level brokers usually start closer to $40,000–$50,000, especially if they are still building their client base.
Yes. In most U.S. states, mortgage brokers must hold a license through the Nationwide Multistate Licensing System (NMLS) and meet state-specific requirements, which often include pre-licensing education, passing exams, and completing continuing education each year.
